After a year of working, I made my first investment of $10K into VTI. My […]
Thoughts: I invested a substantial amount in the stock market in recent months, just before the correction in August, resulting in a decline in the value of my portfolio. It might be wise to keep some cash on hand for any unexpected events. Regular expenses remain below $500, as usual. However, I've been spending more on gifts and special events recently, focusing on mindful and joyful spending on things that truly matter.
Upcoming overseas expenditure (Sep)
- Flight & hotel: $300
- Cash budget: $900
Insurance: I only use FWD Travel Insurance as the claim process has been smooth
Miles tracker
62% progress towards redeeming a business class ticket to Japan
Cards that I recommend:
Total regular expenses: $300
- Public transport: $104
- Telco: $17
- Taobao: $17
- Cloud: $1
- Food & groceries: $161
Special expenses
Facial: $514
Investments
- SG market: $9,300
- US market: $12,500
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