I will be posting a short summary of Global Outlook to monitor the market movements. […]
Since graduation, my priority for my finances is on investing my savings aggressively to take advantage of compound interest. I made a couple of mistakes and learnt to be wiser/more careful in my investing approach. I invested in Syfe at an absolutely bad timing (Feb 2020) so I watched my portfolio take a U-shaped turn throughout the years. First post on my Syfe portfolio was uploaded here.
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My Syfe portfolio
Currently, I have 2 portfolios with Syfe (blended expense rate is at 0.5%) . For Singapore Reits (Property purse), I set the dividends to be re-invested automatically.
Syfe Reit+ portfolio
You can invest in Singapore's best REITs in 1 portfolio via Syfe. This tracks the iEdge S-REIT Leaders Index with all its constituents, weights and corporate actions. It is a narrow, tradable, adjusted free-float market capitalisation weighted index that measures the performance of the most liquid real estate investment trusts in Singapore in SGD.
While the iEdge S-REIT Leaders index holds 27 REIT constituents, REIT+ is an optimized portfolio of 20 REITs.
I don't buy individual REITs due to the minimum lot size. It's good that Syfe REIT+ has no minimum investment amount and no brokerage charges as well. You can dollar cost average into Syfe REIT+ to build up your REIT holdings monthly
Index breakdown by REIT type: Industrial and warehouse equity reits (31%), Office equity reits (26%), Retail equity reits (19%)
Syfe referral- Key in code: SRPRCBM3S after downloading the Syfe App on your phone. Or use link here.
Syfe Core portfolios
|Description||Past 5 years annualised returns||Highlights|
|Core Equity100||for investors who want maximum exposure to stock market opportunities with an extended investment horizon to capture long-term gains||6.9%|| 3500+ stocks |
QQQ (20%), RSP (17%), CSPX (13%), MCHI (10.7%)
|Core Balanced||optimally diversified portfolio designed for investors looking to balance return with risk with a medium term investment horizon.||2%||35.5% equity, 52.5% bonds, 12.3% commodities|
|Core Defensive||focuses primarily in bonds with some allocation to stock and gold for added diversification.||1.3%||52% in United States Treasury Note/Bond|
|Core Growth||capture growth from the stock market and build long-term wealth over a longer investment horizon.||4.2%||3500+ stocks|
Global outlook: Quick bites
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